{"company":{"name":"Cryptopilot Exchange SAS","siret":"90215374600028","forme":"SAS","sector":"Plateforme d'échange crypto-actifs (exchange + custody + transfer)","sizeFte":35,"complianceOfficer":"M. Antoine Renard","capitalEur":1850000,"period":"Exercice 2026 — YTD au 18/05/2026","psanNumber":"E2022-014","psanStatus":"transition-casp","caspTargetDate":"2026-09-30","services":["custody","exchange-fiat","exchange-crypto","transfer","reception"]},"cryptos":[{"ticker":"BTC","name":"Bitcoin","category":"OTHER","issuer":"Décentralisé","marketCapEur":1280000000000,"status":"listed","notes":"Exempté Titre II (réseau pleinement décentralisé)."},{"ticker":"ETH","name":"Ethereum","category":"OTHER","issuer":"Ethereum Foundation","marketCapEur":410000000000,"status":"listed","notes":"White paper notifié AMF/ACPR (post-Merge PoS, supervision spécifique)."},{"ticker":"USDT","name":"Tether USD","category":"EMT","issuer":"Tether Limited (BVI)","reservedAssets":"USD (cash + T-bills US)","marketCapEur":102000000000,"whitepaperRef":"WP-USDT-2024-08","status":"review","notes":"EMT non-libellé en € → soumis aux limites article 23 (200 M€/jour hors zone euro)."},{"ticker":"USDC","name":"USD Coin","category":"EMT","issuer":"Circle Internet Financial (Ireland)","reservedAssets":"USD (cash + T-bills US)","marketCapEur":31000000000,"whitepaperRef":"WP-USDC-2024-06","status":"listed"},{"ticker":"EURC","name":"Euro Coin","category":"EMT","issuer":"Circle Internet Financial (Ireland)","reservedAssets":"EUR (cash BCE)","marketCapEur":87000000,"whitepaperRef":"WP-EURC-2024-06","status":"listed","notes":"EMT en € : pas de plafond volume (article 23 §3)."},{"ticker":"EURT","name":"Tether Euro","category":"EMT","issuer":"Tether Limited","reservedAssets":"EUR","marketCapEur":38000000,"status":"delisted","notes":"Retiré 02/2025 : Tether n'a pas obtenu agrément EMI MICA."},{"ticker":"SOL","name":"Solana","category":"OTHER","issuer":"Solana Foundation","marketCapEur":78000000000,"status":"listed"},{"ticker":"XRP","name":"Ripple","category":"OTHER","issuer":"Ripple Labs","marketCapEur":122000000000,"status":"listed"},{"ticker":"ADA","name":"Cardano","category":"OTHER","issuer":"IOG / Cardano Foundation","marketCapEur":16000000000,"status":"listed"},{"ticker":"DOT","name":"Polkadot","category":"OTHER","issuer":"Web3 Foundation","marketCapEur":9000000000,"status":"listed"},{"ticker":"AVAX","name":"Avalanche","category":"OTHER","issuer":"Ava Labs","marketCapEur":11500000000,"status":"listed"},{"ticker":"LINK","name":"Chainlink","category":"OTHER","issuer":"Chainlink Labs","marketCapEur":8400000000,"status":"listed"},{"ticker":"MATIC","name":"Polygon","category":"OTHER","issuer":"Polygon Labs","marketCapEur":6700000000,"status":"review","notes":"Migration POL en cours, white paper à mettre à jour."}],"whitepapers":[{"id":"WP-001","cryptoTicker":"USDC","cryptoName":"USD Coin","category":"EMT","publishedAt":"2024-06-12","pages":87,"status":"approved","esmaRef":"ESMA-MICA-2024-EMT-0142","authorityNotified":["ACPR","Central Bank Ireland"],"riskFactors":["Risque de marché USD/EUR","Risque opérationnel Circle","Risque concentration T-bills US"],"reviewDueDate":"2026-06-12"},{"id":"WP-002","cryptoTicker":"EURC","cryptoName":"Euro Coin","category":"EMT","publishedAt":"2024-06-12","pages":74,"status":"approved","esmaRef":"ESMA-MICA-2024-EMT-0143","authorityNotified":["ACPR","Central Bank Ireland"],"riskFactors":["Risque opérationnel Circle","Risque tiers BCE custody"],"reviewDueDate":"2026-06-12"},{"id":"WP-003","cryptoTicker":"ETH","cryptoName":"Ethereum","category":"OTHER","publishedAt":"2025-03-08","pages":124,"status":"approved","esmaRef":"ESMA-MICA-2025-OTH-0048","authorityNotified":["AMF","ACPR"],"riskFactors":["Volatilité importante","Risque smart contract (PoS, slashing)","Risque centralisation validateurs"],"reviewDueDate":"2026-03-08"},{"id":"WP-004","cryptoTicker":"SOL","cryptoName":"Solana","category":"OTHER","publishedAt":"2025-09-15","pages":96,"status":"approved","esmaRef":"ESMA-MICA-2025-OTH-0091","authorityNotified":["AMF"],"riskFactors":["Historique downtime réseau (7 incidents)","Concentration validateurs","Risque dilution"],"reviewDueDate":"2026-09-15"},{"id":"WP-005","cryptoTicker":"MATIC","cryptoName":"Polygon","category":"OTHER","publishedAt":"2026-04-22","pages":81,"status":"draft","authorityNotified":[],"riskFactors":["Migration token MATIC → POL en cours","Risque transition technique"],"notes":"Rédaction en cours, deadline notification AMF 06/2026."},{"id":"WP-006","cryptoTicker":"USDT","cryptoName":"Tether USD","category":"EMT","publishedAt":"2024-08-30","pages":102,"status":"submitted","authorityNotified":["ACPR"],"riskFactors":["Opacité historique réserves","Risque émetteur off-shore (BVI)","Risque sanctions secondaires US"],"notes":"Submitted ACPR 11/2024 — instruction longue, position défavorable possible.","reviewDueDate":"2026-08-30"}],"transfers":[{"id":"TR-2026-09814","initiatedAt":"2026-05-17T14:22:00Z","asset":"USDT","amountAsset":50000,"amountEur":46200,"direction":"in","originator":{"name":"Binance Holdings Ltd","walletAddress":"0x9b...e4f","caspName":"Binance France (CASP-FR-0019)"},"beneficiary":{"name":"Cryptopilot Exchange SAS","walletAddress":"0x4a...c19","caspName":"Cryptopilot (E2022-014)"},"txHash":"0xabc...123","network":"Ethereum L1","status":"completed","travelRuleStatus":"complete","riskScore":18},{"id":"TR-2026-09815","initiatedAt":"2026-05-17T13:08:00Z","asset":"BTC","amountAsset":0.42,"amountEur":31500,"direction":"out","originator":{"name":"Cryptopilot Exchange SAS","walletAddress":"bc1q...9wf","caspName":"Cryptopilot (E2022-014)"},"beneficiary":{"name":"Wallet self-hosted (Ledger Nano)","walletAddress":"bc1q...x7p"},"txHash":"abc456...","network":"Bitcoin","status":"completed","travelRuleStatus":"self-hosted","riskScore":35,"notes":"Wallet bénéficiaire self-hosted KYC client validé."},{"id":"TR-2026-09812","initiatedAt":"2026-05-17T09:55:00Z","asset":"ETH","amountAsset":4.2,"amountEur":14800,"direction":"in","originator":{"name":"Wallet inconnu","walletAddress":"0x7c...d12"},"beneficiary":{"name":"Client #4421","walletAddress":"0x4a...c19","caspName":"Cryptopilot (E2022-014)"},"network":"Ethereum L1","status":"investigating","travelRuleStatus":"missing-data","riskScore":78,"notes":"Aucune info originator. Tx > 1 000 € : Travel Rule manquante."},{"id":"TR-2026-09810","initiatedAt":"2026-05-16T22:14:00Z","asset":"USDC","amountAsset":12000,"amountEur":11050,"direction":"in","originator":{"name":"Kraken Payward Ltd","walletAddress":"0x88...a23","caspName":"Payward Europe (CASP-IE-0007)"},"beneficiary":{"name":"Client #2218","walletAddress":"0x4a...c19","caspName":"Cryptopilot (E2022-014)"},"network":"Polygon","status":"completed","travelRuleStatus":"complete","riskScore":12},{"id":"TR-2026-09807","initiatedAt":"2026-05-16T18:32:00Z","asset":"BTC","amountAsset":1.85,"amountEur":138000,"direction":"in","originator":{"name":"OTC Desk Genesis","walletAddress":"bc1q...m5k","caspName":"Genesis Block CASP-LU-0004"},"beneficiary":{"name":"Hedge Fund Pyxis (KYC PRO)","walletAddress":"bc1q...t98","caspName":"Cryptopilot (E2022-014)"},"network":"Bitcoin","status":"completed","travelRuleStatus":"complete","riskScore":28,"notes":"Tx > 50 k€ : déclaration trimestrielle ESMA requise."},{"id":"TR-2026-09798","initiatedAt":"2026-05-15T11:11:00Z","asset":"ETH","amountAsset":18,"amountEur":63500,"direction":"in","originator":{"name":"Adresse Tornado Cash mixer","walletAddress":"0x47...mix"},"beneficiary":{"name":"Client #5912","walletAddress":"0x4a...c19","caspName":"Cryptopilot (E2022-014)"},"network":"Ethereum L1 + Tornado mixer","status":"blocked","travelRuleStatus":"missing-data","riskScore":96,"notes":"Origine Tornado Cash (SDN OFAC). Tx bloquée, déclaration TRACFIN soumise."},{"id":"TR-2026-09780","initiatedAt":"2026-05-14T16:50:00Z","asset":"USDT","amountAsset":280000,"amountEur":258000,"direction":"out","originator":{"name":"Cryptopilot Exchange SAS","walletAddress":"0x4a...c19","caspName":"Cryptopilot (E2022-014)"},"beneficiary":{"name":"Crypto.com (CASP-MT-0011)","walletAddress":"0x77...c01","caspName":"Foris MT (CASP-MT-0011)"},"network":"Tron","status":"completed","travelRuleStatus":"complete","riskScore":22},{"id":"TR-2026-09766","initiatedAt":"2026-05-13T08:22:00Z","asset":"EURC","amountAsset":75000,"amountEur":75000,"direction":"in","originator":{"name":"BNP Paribas (custody pro)","walletAddress":"0x33...bnp","caspName":"BNP Paribas CASP-FR-0002"},"beneficiary":{"name":"Trésorerie Cryptopilot","walletAddress":"0x4a...c19","caspName":"Cryptopilot (E2022-014)"},"network":"Ethereum L1","status":"completed","travelRuleStatus":"complete","riskScore":4}],"amlAlerts":[{"id":"AML-2026-0145","createdAt":"2026-05-17T09:55:00Z","type":"suspicious-tx","severity":"critical","status":"investigating","customerName":"Client #4421","amountEur":14800,"asset":"ETH","detail":"Réception ETH d'un wallet inconnu sans Travel Rule. Origine probablement non-identifiée. Demande d'identification renforcée du client + origine fonds."},{"id":"AML-2026-0144","createdAt":"2026-05-15T11:15:00Z","type":"sanctions-hit","severity":"critical","status":"escalated-tracfin","customerName":"Client #5912","amountEur":63500,"asset":"ETH","detail":"Tx entrante depuis Tornado Cash (smart contract SDN OFAC depuis 2022). Tx bloquée immédiatement, fonds gelés, déclaration TRACFIN soumise.","declaration":{"body":"TRACFIN","submittedAt":"2026-05-15T15:00:00Z","reference":"TRC-2026-04812"}},{"id":"AML-2026-0142","createdAt":"2026-05-12T14:32:00Z","type":"structuring","severity":"high","status":"investigating","customerName":"Client #3318","amountEur":47000,"asset":"USDT","detail":"Pattern structuring détecté : 12 tx de 3 800 à 4 200 € sur 7 jours pour éviter seuils internes. Re-KYC programmé, demande origine fonds."},{"id":"AML-2026-0140","createdAt":"2026-05-09T17:08:00Z","type":"pep-detected","severity":"high","status":"investigating","customerName":"Wladimir K. (PEP Russe)","amountEur":0,"detail":"Onboarding tenté : KYC révèle PEP étranger lien Russie. Procédure renforcée déclenchée, validation directoire requise (article 76 MICA + LCB-FT)."},{"id":"AML-2026-0138","createdAt":"2026-05-07T10:22:00Z","type":"high-risk-jurisdiction","severity":"medium","status":"closed-confirmed","customerName":"Client #6011","amountEur":22000,"asset":"USDT","detail":"Connexion depuis IP Iran (juridiction FATF haut risque). Compte suspendu, demande d'explications. KYC validé : étudiant français en mobilité, déblocage."},{"id":"AML-2026-0136","createdAt":"2026-05-04T13:44:00Z","type":"wash-trading","severity":"medium","status":"open","customerName":"Comptes liés #4101-#4109","amountEur":188000,"asset":"MATIC","detail":"9 comptes affichant pattern wash-trading sur paire MATIC/EUR (volumes croisés sans P&L net). Comptes suspendus, enquête abus de marché article 88 MICA."},{"id":"AML-2026-0130","createdAt":"2026-04-28T08:00:00Z","type":"kyc-failed","severity":"low","status":"closed-cleared","customerName":"Onboarding-FR-9221","detail":"Document pièce d'identité illisible 3 tentatives. Onboarding interrompu automatiquement."}],"governance":[{"id":"G-001","name":"Mme Solène Marquand","role":"CEO & Présidente du directoire","fitProperStatus":"validated","conflictsOfInterest":[],"appointedAt":"2022-03-15"},{"id":"G-002","name":"M. Antoine Renard","role":"Chief Compliance Officer (CCO)","fitProperStatus":"validated","conflictsOfInterest":[],"appointedAt":"2022-04-01"},{"id":"G-003","name":"Mme Lila Boukhari","role":"Chief Risk Officer (CRO)","fitProperStatus":"validated","conflictsOfInterest":[],"appointedAt":"2023-01-10"},{"id":"G-004","name":"M. David Roussel","role":"Chief Technology Officer (CTO)","fitProperStatus":"validated","conflictsOfInterest":["Participation 4,8% LedgerSecure SAS"],"appointedAt":"2022-03-15"},{"id":"G-005","name":"M. Hervé Lacombe","role":"Administrateur indépendant","fitProperStatus":"validated","conflictsOfInterest":[],"appointedAt":"2024-06-20"},{"id":"G-006","name":"Mme Karima El Yacoubi","role":"Présidente comité audit","fitProperStatus":"validated","conflictsOfInterest":[],"appointedAt":"2024-06-20"},{"id":"G-007","name":"M. Pierre Vasseur","role":"Directeur Audit Interne","fitProperStatus":"pending","conflictsOfInterest":[],"appointedAt":"2026-03-01"}],"reportings":[{"id":"RPT-001","authority":"ESMA","type":"quarterly-volumes","period":"Q1 2026","dueDate":"2026-04-30","submittedAt":"2026-04-28T15:00:00Z","status":"submitted","reference":"ESMA-MICA-Q1-2026-CFR0014"},{"id":"RPT-002","authority":"ACPR","type":"quarterly-volumes","period":"Q1 2026","dueDate":"2026-04-30","submittedAt":"2026-04-28T15:00:00Z","status":"validated","reference":"ACPR-CASP-Q1-2026-014"},{"id":"RPT-003","authority":"ACPR","type":"incidents-dora","period":"2026-T1","dueDate":"2026-04-30","submittedAt":"2026-04-22T11:00:00Z","status":"validated","reference":"ACPR-DORA-2026-01"},{"id":"RPT-004","authority":"AMF","type":"complaints","period":"Q1 2026","dueDate":"2026-04-30","submittedAt":"2026-04-25T16:00:00Z","status":"submitted","reference":"AMF-PLAINTES-2026-Q1-014"},{"id":"RPT-005","authority":"ESMA","type":"annual-risks","period":"Exercice 2025","dueDate":"2026-06-30","status":"draft"},{"id":"RPT-006","authority":"TRACFIN","type":"market-abuse","period":"2026-05","dueDate":"2026-05-19","status":"draft","reference":"WIP-Tornado-Tx-09798"},{"id":"RPT-007","authority":"ESMA","type":"quarterly-volumes","period":"Q2 2026","dueDate":"2026-07-31","status":"pending"}],"agrement":{"depotPlanned":"2026-08-15","instructionStartedAt":"2025-11-10","steps":[{"id":"scoping","label":"Scoping & gap analysis MICA","description":"Cartographie services CASP visés, écarts vs PSAN E2022-014.","status":"done","ownerName":"M. 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Antoine Renard"},{"id":"agrement","label":"Agrément CASP délivré","description":"Notification ACPR + inscription registre ESMA + passeport européen.","status":"todo","ownerName":"Mme Solène Marquand"}]},"monthlyVolumes":[{"month":"2025-11","volumeEur":24800000,"transactions":187432,"emtEur":9100000,"artEur":0},{"month":"2025-12","volumeEur":31200000,"transactions":218910,"emtEur":11800000,"artEur":0},{"month":"2026-01","volumeEur":27400000,"transactions":198321,"emtEur":10100000,"artEur":0},{"month":"2026-02","volumeEur":29800000,"transactions":211045,"emtEur":11200000,"artEur":0},{"month":"2026-03","volumeEur":33100000,"transactions":234118,"emtEur":12500000,"artEur":0},{"month":"2026-04","volumeEur":28900000,"transactions":205772,"emtEur":10800000,"artEur":0},{"month":"2026-05","volumeEur":14200000,"transactions":99841,"emtEur":5400000,"artEur":0}],"psanPeers":[{"numero":"E2020-001","nom":"Coinhouse Custody Services","forme":"SA","services":["conservation","achat-vente-fiat"],"statut":"agree","dateEnregistrement":"2020-03-25","dateAgrement":"2023-12-08","dateMigrationCASP":"2026-04-14","numeroCASP":"CASP-FR-0001"},{"numero":"E2020-007","nom":"Société Générale-FORGE","forme":"SA","services":["conservation","achat-vente-fiat","echange-actifs"],"statut":"casp-agree","dateEnregistrement":"2020-12-15","dateAgrement":"2024-09-04","dateMigrationCASP":"2025-09-22","numeroCASP":"CASP-FR-0002"},{"numero":"E2022-014","nom":"Cryptopilot Exchange SAS","forme":"SAS","services":["conservation","achat-vente-fiat","echange-actifs","reception-transmission"],"statut":"transition-casp","dateEnregistrement":"2022-04-22"},{"numero":"E2023-042","nom":"Bitstack Wallet SAS","forme":"SAS","services":["conservation","achat-vente-fiat"],"statut":"transition-casp","dateEnregistrement":"2023-02-11"},{"numero":"E2022-019","nom":"StackinSat Capital","forme":"SAS","services":["achat-vente-fiat"],"statut":"enregistre","dateEnregistrement":"2022-05-30"},{"numero":"E2021-008","nom":"Deblock SAS","forme":"SAS","services":["conservation","achat-vente-fiat"],"statut":"transition-casp","dateEnregistrement":"2021-11-12"}]}